The 27-year-old has been to two finals, one of which ended in defeat and the other a victory in which he did not get on the pitch. Liverpool's first final for five years, and their first trip to Wembley since 1995, probably represents Downing's best chance of the three to finally experience victory.
Npower championship high-fliers Cardiff, no strangers to Wembley themselves as this will be their third appearance in five years having lost the 2008 FA Cup final and 2010 Championship play-off, will obviously have other ideas.
"The first one I was an unused sub for Middlesbrough. I would have liked to have played but I was still involved," he said. "The second one for Villa against United - a few things didn't go our way.
"Nemanja Vidic could have been sent off early on and we were a little bit unlucky on the day. It would have been nice to finish with a medal but it wasn't to be. Hopefully this time around I'll get one."