Student debt can often be a topic of confusion and and a perceived downside of getting a university education.
How much you end up paying back, however, is entirely dependent on how much money you earn after you graduate.
Tuition fees stand at £9,250 ($12,621) per year in England, Scotland and Wales, not to mention the maintenance loan which can bring an average graduate’s debt up to around £55,000.
Many graduates spend decades repaying their student loans, while others never pay a penny.
The key to calculating what you might pay back lies in how your degree improves your earning prospects and your realistic salary aspirations.