Premier League champions Liverpool sit four points outside the top four heading into Sunday’s must-win Old Trafford clash with rivals Manchester United.
Liverpool estimate that the coronavirus pandemic will cost them around £120million by the time fans return to stadiums, and the club posted a pre-tax loss of £46m to the year ending May 30, 2020 earlier this week.
The income from Champions League qualification would be much-needed during a difficult financial period for the club, but Klopp sees little changing regarding his transfer plans either way.
“I don’t think so, really,” he said on Friday when asked about the scenario.
“Playing Champions League obviously is massive, especially from a financial point of view for the club so it’s really important.
“If we cannot make that, then that’s not good. Definitely not. I don’t think it will change anything because the situation was difficult before and it is difficult after.
“Football is in a difficult situation. I don’t think it will change a lot.”
Liverpool head to Old Trafford on Sunday, where Klopp will have to win for the first time as manager if their top-four hopes are not go up in smoke.
The Reds are already four points behind Chelsea, who occupy the final qualifying spot, and they cannot afford any more slip-ups after late equalisers cost them two wins against Leeds and Newcastle last week.
Asked how necessary a first victory at Old Trafford in seven years would be to their European aspirations Klopp added: “More than 100 per cent. Even then if the others all win nothing changes for us.
“But without winning football games we will not end up in any kind of European competition, so for us everything is clear.”
Additional reporting by PA.