More than three-fifths (62%) of under-35s believe older generations were better educated about personal finance than they were, according to a survey.
And seven in 10 (71%) people in this age group said they would save greater amounts into their pension if they understood more about it, research from pension provider Cushon found.
More than half (58%) believe older people had much better pension options than young people do now.
While three-quarters (73%) of those aged 65-plus think younger generations need much more support to plan for their financial future.
Baroness Ros Altmann, a former pensions minister, said: “Cushon’s research indicates that younger people tend to believe they have been disadvantaged by lack of education at school or home about savings and pensions.
“There is also concern from older generations that younger ones will not have good pensions in the future.
“Certainly, the traditional final salary pension offered older generations a generous retirement income deal, but there is still a great opportunity to encourage the younger generations to engage with and understand the benefits of pension provision for their later life.
“Using clearer language, simpler technology and broader financial education in the workplace are all clearly needed in order to improve pensions for the future.”