The feds aren't giving you a fourth stimulus check, but your state might

·5-min read
The feds aren't giving you a fourth stimulus check, but your state might
The feds aren't giving you a fourth stimulus check, but your state might

Calls for the pandemic's fourth round of stimulus checks have been heating up, but Washington has been cool to the idea.

An online petition to send Americans $2,000 a month until the U.S. is clear of the COVID crisis is nearing 3 million signatures. Meanwhile, President Joe Biden and Congress' Democratic leaders have moved on to other priorities, including a $1.2 trillion bipartisan plan to rebuild shabby U.S. infrastructure.

But the massive stimulus bill the president signed in March included $350 billion in aid to states and local government that could be used to make additional direct payments. Some governors, including California's Gavin Newsom (pictured), have pushed their states to pay stimulus checks.

Here are the states that are providing relief payments, to help residents cover household expenses or pay down debt.

States now paying out stimulus checks

California

Golden Gate Bridge, San Francisco CA
suprunovich.yana / Twenty20

California is preparing to distribute its second round of stimulus checks, and the nation's most populous state is using its own money to do it — not federal funds.

Quirks in the state's tax system, the record-shattering stock market and other factors have left California with a huge budget surplus, which it will soon be tapping to send cash to residents earning $75,000 or less. An earlier wave primarily went to those making $30,000 or less.

The new payments are expected to go out in September and will give each California resident between $500 and $600. Households with dependent children will get an additional $500. Checks will be issued automatically, to Californians who filed 2020 tax returns.

Florida

In recognition of the special difficulties teachers have had navigating their way through the pandemic, Florida has been doling out $1,000 checks to its educators.

The Sunshine State also is paying first responders — including law enforcement officers, paramedics, emergency medical technicians (EMTs) and firefighters — up to $1,000 as an acknowledgment of the many sacrifices they've been making throughout the crisis.

New Mexico

New Mexico’s stimulus program devoted $5 million to helping low-income residents who weren’t eligible for federal stimulus checks. More than 4,000 households across the state received up to $750 in emergency financial assistance.

The state's Human Services Department said in an early August news release that the entire $5 million was not paid out, so a second round of checks would be issued "within the next couple of months."

Tennessee

Earlier this year, Tennessee's state legislature passed a bill providing teachers with hazard pay for making it through the worst of the pandemic.

Lawmakers had originally proposed a 2% raise for educators, but it was ultimately replaced with a one-time payment of $1,000 for full-time teachers. Part-timers will receive $500. It's expected the checks will be mailed out by the end of this year.

Texas

While there’s no statewide program for COVID relief payments in Texas, some local school districts are providing their employees with stimulus checks in the form of retention bonuses.

In the Dallas suburb of Irving, the bonus is as much as $2,000. In nearby Denton, teachers will receive $500 and a 2% pay increase if they return to work in the fall, for the 2021-2022 school year. Several Texas school districts have approved pay raises for educators instead of direct payments.

States that previously paid out stimulus checks

Colorado

Rocky mountains, Colorado
jennycarter / Twenty20

The "Colorado Comeback," which Gov. Jared Polis announced last fall, included $375 checks for residents who received at least one unemployment payment between March 15 and Oct. 24 of last year.

The payments targeted lower-income households and weren't available to anyone who qualified for more than $500 a week in base unemployment benefits. Some 408,000 people got the money, the Colorado Department of Labor and Employment said.

Georgia

Georgia opted to give its full-time teachers and administrators $1,000 stimulus payments, described as "thank you" bonuses. Part-time educators got $500.

The Peach State also provided $1,000 bonuses to 57,000 state employees earning $80,000 or less.

Maryland

Early this year, Maryland handed out stimulus checks to low- to moderate-income households. The payments provided $500 to families and $300 to individuals who qualified for the earned income tax credit in 2020.

And, in a breathtaking move, officials repealed all state and local taxes on unemployment benefits for Maryland residents. Combine that with the federal government's big tax break on unemployment payments, and many who received unemployment in Maryland last year have enjoyed big tax savings.

Michigan

Late last year, Michigan Gov. Gretchen Whitmer announced "MI Classroom Heroes" grants totaling $53 million in hazard pay for teachers and another $20 million to recognize school support staff.

Checks of $500 and $250 for teachers and school staffers were to be mailed out to qualified applicants by the end of February.

New York

New York provided stimulus checks to undocumented immigrants who were disqualified from receiving the federal relief payments.

In April, the state set aside $2.1 billion to give nearly 300,000 undocumented workers stimulus payments of up to $15,600 — provided they could show they lost earnings because of the pandemic and earned less than $26,000 in 2020.

What if your state isn’t offering extra stimulus?

Hands counting bills, American cash
Sharon McCutcheon / Unsplash

If you don't qualify for a state stimulus check or your state isn't offering them, you'll need to find relief on your own. Here are just a few ideas.

  • Deal with your debt. Credit is convenient, but it doesn't take long before expensive interest catches up with you. If you're juggling multiple credit card balances and other high-interest debt, fold them into a single debt consolidation loan to pay off what you owe faster and more affordably.

  • Stretch every dollar. Can you drop subscription services you're not using? Can you downgrade your phone plan to save a few dollars every month? And finally, are you getting the best deals when you shop online? If you're not sure about that last one, download a free browser extension that automatically scours the internet for better prices and coupons.

  • Turn your pennies into profits. Earn some returns in the red-hot stock market, even if you don’t have much money or much experience with investing. A popular app can help you invest just your "spare change" from everyday purchases — and build your pennies into a diversified portfolio.

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

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